Core Loan Terms
Clear, transparent terms for fix & flip and new construction investors. Know what you're getting before you commit.
13.5%
Interest Rate
70%
Max LTV
0%
Origination Fee
0 Days
Max Closing
What we fund
Fix & Flip
- Purchase + rehab funding in one loan
- ARV-based underwriting
- Fast closings — 5 to 10 days
- Ideal for single-family renovations
New Construction
- Ground-up build financing
- Draw-based rehab funding available
- Based on projected completed value
- Flexible term structures
Full term details
Interest Rate
13.5% annual interest
Origination Fee
1% (minimum $1,500)
Loan-To-Value
Up to 70% LTV
Funding Structure
Up to 100% of purchase price and 100% of rehab costs, as long as total loan remains at or below 70% LTV
Payments
Interest-only during the project term
Lien Position
First lien position only
Insurance
Property insurance must be paid in full before closing for the entire loan term
Important Disclosures
This is not a commitment to lend. All loans are subject to credit approval, verification, and collateral evaluation. Loan terms, conditions, interest rates, and fees may vary based on borrower qualifications, loan amount, loan-to-value ratio, property type, and other factors. Not all applicants will qualify.
The loans offered by Uccello Capital, LLC are business investment loans secured by investment real estate property. These loans are short-term in nature and may carry higher interest rates and fees than conventional mortgage financing. Borrowers should carefully consider whether this type of financing is appropriate for their circumstances.
For Business and/or Investment Purposes Only. The loans offered by Uccello Capital, LLC are made solely for business and/or investment purposes and are not intended, and shall not be used, for personal, family, or household use. These loans do not constitute "mortgage loans" as defined under the Michigan Mortgage Brokers, Lenders and Servicers Licensing Act, MCL 445.1651a(r) or other Michigan laws, because they are not made primarily for personal, family, or household purposes. By applying for a loan from Uccello Capital, LLC, the borrower represents and warrants that the loan proceeds will be used exclusively for business and/or investment purposes, including but not limited to the acquisition, renovation, development, or refinancing of investment real estate.
Interest rates, points, fees, and other loan terms are subject to change without notice. Any rate or terms referenced on this website are for illustrative purposes only and do not constitute an offer or guarantee of specific loan terms.